What Do I Need To Get Installment Loans In Pahrump, NV?
With just three items — proof of income, state-issued photographic identification, and a blank check — you can get installment loans in Pahrump, NV. The process should flow smoothly if you have those three documents.
But let's discuss the requirements in more detail before telling you about our step-by-step process.
Our Installment Loan Requirements
Unlike traditional bank and credit union loans, you don't have to worry about collating a bunch of documents. Instead, we request just three things to get an installment loan:
- State-issued photographic identification — While we suggest using your driver's license to satisfy this requirement, you can use any of the following government-issued photographic identification:
- A United States of America passport
- A United States of America passport card
- A United States of America military-dependent ID card
- A United States of America military card
- A United States of America student ID card
- A United States of America non-driver's ID card
- Proof of income — You must supply your most recent pay stub as proof of income. We use it to determine whether you can afford the loan amount you apply for.
- Blank check — Please ensure the blank check you give us comes from an account open and active in your name. We can't offer you installment loans in Pahrump, NV, if you supply a blank check from an account in somebody else's name.
How Your Credit Score Affects Your Signature Installment Loan Application
Have you tried to obtain a traditional bank loan before? If so, you are probably already au fait with the need for a great credit score. However, that doesn't necessarily apply here.
When you get an installment loan with us, the loan associate will check your credit score before approving your application. But that doesn't mean it needs to be near-perfect to qualify.
That said, if you are worried about your credit score or just want more information about how your credit score affects your application's outcome, please talk to a loan associate from your local Nevada Title and Payday Loan Services, Inc. store.
Do You Need An Installment Loan?
Just because you can satisfy the installment loan criteria doesn't mean you should get one. Loans like this should be used for emergencies only, not to fund impulse purchases, shopping sprees, gifts, weddings, or vacations.
Our customers tend to use signature installment loans for the following crises:
- Paying medical bills
- Funding overdue bills to avoid late fees
- Paying a surprise bill
- Paying bills that were higher than anticipated
- Funding urgent travel costs
- Making emergency home or vehicle repairs
Naturally, other emergencies can justify getting an installment loan. Put simply, if the situation would worsen or become more expensive if left unpaid or underfunded, a signature installment loan might be the best course of action.
How To Get Installment Loans In Pahrump, NV, With Us
After gathering the documents and ensuring you need the money, you can follow the steps below to get installment loans from us. The in-person part of the process only takes 30 minutes, allowing you to receive your money in as little as 24 hours.
Here's our easy-to-understand installment loan tutorial:
- Fill out the secure online loan inquiry form found on this website. It sends your information directly to your local Nevada Title and Payday Loans, Inc. storefront.
- Make sure you pick up the phone when one of our friendly loan representatives calls. They'll typically ring within moments of you submitting your application, so ensure you have a few minutes to spare. At this stage, they will:
- tell you about the installment loan requirements
- discuss the process
- answer your questions
- After the conversation, bring the necessary items to your nearest Nevada Title and Payday Loans, Inc. storefront.
- Sit with one of our loan experts while they verify your identity and establish whether you qualify for the loan.
- If you gain approval, the associate will walk you through the final stages of the process, including some simple paperwork.
- Lastly, you get the money on the same or the very next bank business day.
Where Is Your Nearest Nevada Title And Payday Loans, Inc. Store?
You must head to your nearest Nevada Title and Payday Loans, Inc during the application process. But do you live close to one? Luckily, it's easy to find out.
We have locations all across Nevada, so you're bound to live nearby. All you need to do to find your local one is use our site's handy store locator.
Get Installment Loans in Pahrump, NV!
Once you've gathered your proof of income, state-issued photographic ID card, and a blank check from your active checking account, you can get installment loans in Pahrump, NV, with us. Just fill in our simple and secure online form to get started. One of our expert loan associates will be in touch shortly.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.