Top 10 Ways People Are Throwing Away Their Money

You're probably throwing money away and don’t realize it! But it's not your fault. Many people waste money daily by making common money mistakes.

In this article, we're going to tell you money management tips that will help you avoid financial pitfalls and budgeting mistakes, among other things, so you can take back the cash that is yours.

Financial Advice: How To Avoid These 10 Acts Of Unnecessary Spending

When you are wondering how to stop wasting money or how to save money, it’s important to know what common money mistakes you make or what financial mistakes to avoid before those questions can be answered. Take a look at the 10 acts of unnecessary spending that most people are unaware of.

Eating Out Frequently

Eating out can be quite costly. Shopping sales and food prepping can not only save money and time, but it is a healthier alternative that can save on medical bills in the long run.

Spending money on coffee is another budgeting mistake. While it’s often the get-up-and-go that most people need to start their day, it can be an expensive bill at the end of the month. So why buy it at your local coffee shop every morning when you probably have a coffee machine at work that you can use for free? Take advantage of saving money tips like this and make a difference in your bank account.

Wasting Energy And Water

Leaving your lights on, keeping the water running while you brush your teeth, and not unplugging your devices from the wall all cause you to waste money on utilities. Not only is this bad for the environment; but it's unhealthy for your wallet. You are, quite literally, flushing money down the toilet.

Impulse Buying

We understand that it feels tempting to buy that pair of pants at 50% off. Yep, it's certainly a steal. But if you don't stop to think about whether you'll wear them or not, you are throwing money away that has better use in your savings or retirement account.

Not Returning Products You Don’t Use Or Want

If the price tag is on it, you need to return it, my friend! You would get your money back no questions asked. But as it stands, you have items cluttering your closet that you've never worn, right? Get your cash back!

Having A Far Too Fancy Shower Head

That ultra-high-power shower head of yours is causing you to waste money like crazy. Replacing it with a lower flow can limit the amount of water you use, which saves the planet and your bank account.

Using Non-LED Lightbulbs

To be honest, most of you probably changed your lightbulbs to energy savers a long time ago. However, if you haven't done so, you should! You could be saving energy and cash, all through a few lightbulb changes.

Buying Extended Warranties

Remember when you purchased your refrigerator and bought that extended warranty? Did it break? No? Funny that! Extended warranties are a myth. Items that have this option usually never malfunction during this lengthened period so don't waste your money.

Never Asking For A Refund

It can be rather daunting to speak up and ask for a refund when you aren't satisfied with the service or product. But, if you get over that potential obstacle, you'll find that companies do honor their money-back guarantee.

Never Claiming Money That Is Rightfully Yours

Each year, the government reports all the unclaimed money and encourages its owners – potentially you – to get their hands on it. Whether it's IRS refunds, stock holdings, or old bank accounts, you might be owed something so don't miss out!

Late Fees And Paying High Interest On Debts

Even when these late fees or credit card payments seem small, they quickly add up, often without you realizing it. Whether it's overdue books from the library, insurance, or monthly bills, having to pay these pesky charges costs you cash. Our advice? Remember to return your items, make on-time payments, and avoid high-interest credit cards!

 

Dealing With Unexpected Emergencies: Take Out A Title Loan Or Payday Loan, Regardless Of Credit

Even if you do avoid spending unnecessarily with the saving money tips listed above, you may still run into unexpected expenses. Things like sudden medical emergencies, home repairs, auto accidents, or even unemployment. When those events happen, you can get help. With a title loan Nevada or a payday loan you can get the money you need to get your personal finances back on track. It’s one of our quick money management tips that can help when you have experienced a financial emergency or made budgeting mistakes that put your bank account in the negative.

The Advantages Of Title Loans Near Me And Payday Loans

• Quick cash: Both title loans and payday loans are really fast to acquire. If we can hopefully approve you, it will take all of 30 minutes from the time you walk in for you to walk out of the store with the cash you need.
• You keep your vehicle: This one only applies to title loans. Even once you obtain the loan, you can still keep driving! Just be sure to stick to the repayment schedule you agree to with the loan rep.
• Credit isn’t an issue: This is why we are so quick! We won’t turn you away or deny you based on your credit score. So, if you have stellar credit or terrible credit, you can still apply.
• Super convenient: You can begin to apply for both payday and title loans from the comfort of your home. Literally. You don't even need to leave the couch. And once you do come in, you won’t be here for too long.

What Can You Use Title Loans Or Payday Loans For?

You can use these loans for any unexpected situation! Nope, we're not lying to you. These loans are set for you to handle any situation you cannot handle yourself. So, pay off those car repairs, handle your late utility bills, and do whatever you need to do with the money.

The Quick And Easy Process Of Acquiring Title Loans and Payday Loans In NV

Nowadays, the process starts online! Just follow the steps below and you'll have your hands on your cash in no time – if all goes well and we can approve you.

Step One: Fill in the form. You will find this on our Nevada Title and Payday Loans website on the homepage. If you're applying for a title loan in Nevada, you'll have to give details about your vehicle.

Step Two: Wait for a loan representative to contact you. As soon as you submit the form you should expect to receive a phone call. The loan rep will go over the necessary items you have to bring with you and answer any of your preliminary questions.

Step Three: Head over to a title loan center anywhere in Nevada to finish the process. We will go over your necessary items, see if we can approve you, and discuss the terms in detail. For a title loan, we will have to do a vehicle inspection to determine how much you qualify for. If you are approved and agree with the terms, you can sign the paperwork.

Step Four: If approved, and agree to the terms and rates, you can get the cash you qualify for as soon as the same day or the next business day. Yep, that's all there is to it!

Stop Wasting Money And Get The Help You Need Today!

Now that you know the ways people waste money and some saving money tips that can help with the common money mistakes people make in a day, you should have a little extra cash in your wallet.

But if you need some extra help getting funds to handle an emergency expense that came out of nowhere, Nevada Title And Payday Loans, Inc. can help. Fill out our online inquiry form to speak with a loan representative about our payday loan and title loan process. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.