How It Works

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Thank you for choosing Nevada Title and Payday Loans, Inc. to help get the emergency cash you need. The last thing you should worry about after experiencing a financial emergency is a long, complicated loan approval process. That’s why we keep things simple with our fast, efficient approval process. You can get approved for title loans, payday loans, and signature installment loans the same day you apply.

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How To Get Started

Getting started with the Nevada loan process is quick and simple. All you have to do is follow the three simple steps below:

Step 1: Submit Your Information Through Our Online Form

Our easy application makes starting the process online easy. Our simple online inquiry form lets you provide your details online in less than five minutes to kickstart the process. All borrowers must provide their full name, zip code, and contact information. You must also provide vehicle details if you are looking for a title loan.

Borrowers who prefer to speak to a loan representative directly can call one of our 13 Nevada store locations to give their essential details over the phone.

Step 2: Discuss The Loan Process Over The Phone

A loan representative from the store location nearest to you will receive and review your online details. They will call you shortly after you submit the form to discuss the loan approval process. During this phone call, they will provide essential information on our loan amounts, approval process, requirements, etc.

You can take this opportunity to ask any questions you have about the loan process. Once you fully understand how everything works, you will agree to meet the loan representative at the Nevada store location nearest to you.

Required Items

Title Loans

  • License Icon
    Your driver’s license or another state-issued photo ID
  • Vehicle Title
    A lien-free car title in your name
  • Car
    Your vehicle for a quick inspection

Payday Loans

  • License Icon
    Your driver’s license or another state-issued photo ID
  • Blank Check
    A blank check from an active checking account in your name
  • Envelope
    Your most recent pay stub

Installment Loans

  • License Icon
    Your driver’s license or another state-issued photo ID
  • Handing Cash Icon
    Proof of Income
  • Statement
    A checking account statement from an active checking account in your name

Step 3: Get Approved In Person And Receive Quick Emergency Cash!

Gather the necessary items for your loan and head to the nearest Nevada store. Once there, a loan specialist will verify your required items and help you get approved in less than 30 minutes. All borrowers will need a photo ID to prove they are over 18 years old. The rest of what you need is different depending on the loan you are seeking.

Learn more about the approval process for our Nevada loans below:

  • Title loans: The loan agent will verify that you have a driver’s license, a lien-free car title in your name, and the vehicle. They will also inspect your vehicle to determine the value of your title loan. They will explain your title loan amount and provide paperwork for you to sign to complete the approval process.
  • Payday loans: Borrowers looking for a payday advance will need to have a state-issued photo ID, a blank check from an active checking account, and their most recent pay stub. Getting a payday loan requires you to prove your income. Your loan amount will depend on your income level. If approved, our loan agent will provide documents for you to sign to finalize your loan.
  • Signature installment loans: Getting an installment loan requires a state-issued photo ID, proof of income, and a checking account statement from an account open in your name. You will repay your loan in fixed installments.

If you have the required items for a Nevada loan, you should be able to get approved the same day you apply. Our speedy approval process lets you get approved in less than 30 minutes and receive your emergency cash the same day or next business day**.

  • Same-day approval for emergency cash!
  • Receive approval with bad credit or no credit!
  • Receive your loan funds the same day or the next business day**!
  • Discuss your loan with a friendly representative over the phone at 1 (800) 514-2274

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