What To Know About Secured Car Title Loans in Henderson, NV

February 17, 2022 | Daniel Dewitt

car title loans NV

 

Applying for any type of loan can be intimidating – especially when you don’t know what you will need or how the process works. Walking in blind to get car title loans in Henderson, NV can leave you ill-prepared to ask the questions most important to you. Rather than feel you’ve made a rash decision, know what you are in for and what kind of loan you are getting.

Facts About Our Car Title Loans In Henderson, NV

Obtaining car title loans Henderson, NV at Nevada Title & Payday Loans, Inc. is simple and convenient if you have a lien-free vehicle title to use as collateral. We make sure you can get through the process and understand every step. We even have loan representatives ready to help you at any step of the process.

Secured Car Title Loans Are For Emergencies

The first thing to know is a secured quick car title loan NV is an option designed to be used during financial emergencies. They aren’t meant to be used in instances where you plan to spend the funds on something trivial. Instead, they are a last resort solution to emergencies such as:

  • Unexpected but important travel costs.
  • Medical bills and/or emergency room visits.
  • Emergency auto and home repairs.
  • Rent or utility bill payments.

Car title loans Henderson, NV Are Designed To Help

Keep in mind, title loans are not designed to permanently fix your financial situation. They are designed to help you handle emergency expenses. So if you wanted them to get you to a better financial situation, you should look elsewhere. We also do not report your loan to credit agencies, so they will not influence your credit score – whether positively or negatively.

Keep Your Car When You Hand Over The Title

When getting a secured car title loan, you don’t need to worry yourself over whether you have access to your vehicle. Even though your car needs to be inspected at Nevada Title & Payday Loans, Inc. to determine the amount of loan you can get, we don’t keep your vehicle while you repay the loan.

Instead of leaving your vehicle, you will be required to leave the title to the vehicle that is inspected. When all is said and done, finding alternate means of transportation won’t be necessary. There are, however, a few things you should keep in mind when it comes to using a car title to secure a loan.

Car Title Must Be Under Your Name

If the vehicle title is not under your name, you can’t get a title loan with us. That means that using a family member or spouse’s car title won’t be accepted. You can either have your family member get the loan themselves and lend you the money or have them transfer ownership of the vehicle to you. If you have to make title changes, you’ll have to do that at the DMV.

Car Title Must Be Lien-Free

Besides being in your name, the car title must be lien-free. This means that if you purchased your vehicle but are still making payments on it, then it won’t be eligible to use for car title loans Henderson, NV. Not until the payments on the vehicle are completed will you be able to use the title. The vehicle must be owned by you outright, with no judgments against it.

 

title loans Nevada

 

Find A Trusted Car Title Loan Provider in Nevada

The next best piece of information to have would be to find a trusted car title loan provider in your area. Nevada Title & Payday Loans, Inc. has multiple Henderson, NV title loan locations in Nevada. One of which is located in the Henderson, NV area. We at Nevada Title & Payday Loans, Inc. offer:

  • Title loan amounts of up to $15,000.
  • A process that is quick and easy.
  • Cash on the same day you are approved.
  • Excellent customer service when you need help.

Nevada Title & Payday Loans, Inc. has a speedy and simple approval process that can take as little as 30 minutes. But before you begin the car title loans Henderson, NV process, you must make sure to have the required items ready. The only items we require you to have in order to get through the process are:

  • A driver’s license or state-issued ID.
  • The lien-free car title for collateral.
  • The vehicle for a quick inspection.

Once you have the items, just fill out the online form on our website to get started. A title loan representative from the nearest location will give you a call. During the call, they will go over the required items, answer questions, and set up the appointment for you to come in.

After you are done on the phone, bring the required items to the store and have your vehicle inspected to find out how much of a loan you qualify for. We will then decide if you qualify for approval. If you do, we will go over the terms and have you finish the paperwork. Once done, you can receive the money the same day or the following business day.

Request More Information Today

With a few facts at your disposal, you can decide whether a secured car title loan is for you and start the application process with confidence. Find out more about car title loans Henderson, NV by submitting an online form today. Get your questions answered and make the choice right for you!