emergency home repair

The Most Common Emergency Home Repair Costs For Homeowners

Owning your own home is a dream. But, unfortunately, the dream sometimes becomes a nightmare. Home repair costs are a given for homeowners, no matter the type of home or its age. Siding crumbles, roofs are damaged, and energy efficiency becomes a priority. There were much-needed repairs needed that were missed during the buying process.

According to NerdWallet, 65% of homeowners in America say they need to make home repairs to avoid expensive long-term damage and to make them safe again. Often, an emergency home repair can be expensive, dependent on your home’s condition, age, and location (for example, if it’s subject to natural disasters). Here are some emergency home repair costs homeowners regularly face.

Common Home Repair Costs And How To Prepare For Them

HVAC System

For most of the country, a good and reliable HVAC system is essential. Not only do they cool and warm homes, but HVAC systems also regulate humidity and air purity. They are also one of the bigger-ticket emergency home repair items because sometimes the only thing left to do is invest in a brand-new system.

When it comes to your system, you can expect to pay anywhere from $3,000 to $10,000 for an HVAC system, depending on the company, quality, and features. The good news is, while yearly maintenance is required, that only runs you a few hundred dollars.

Electrical Issues

Emergency home repair frequently involves faulty or worn-out wiring and related electrical problems. Electrical issues can be so bad that they create a fire risk. Commonly, the usual electrical repairs can run between $150 and $450. If you need to get your electrical wiring fully replaced, it can go as high as $6,000.

Roof Replacement

Roofs aren’t designed to last forever. The age of your home is a big factor in whether you can patch your roof or go with a whole new one – some insurance companies may not cover a home if a roof is over a certain age. Roof replacement defines emergency home repair.

Shingles can fall off, stains can damage ceilings, and there can be worrisome leaks. Sometimes, you can stick with partially repairing a roof, which runs anywhere from $300 to $2,000, and usually is on the higher end of that spectrum. A full roof replacement? It’s not uncommon to spend over $10,000.


Bad plumbing can make a home unlivable. And repairs to older pipes are extremely common – and usually discovered during a home inspection. Old-fashioned home construction materials are usually to blame, along with not keeping up with maintenance. Sometimes, time just catches up with a pipe.

Repairing isolated leaks cost a few hundred dollars, but you can easily drop $3,000 if you need your entire sewer line repaired. Septic systems are also vulnerable to wear and tear over time. Plumbers can handle such an emergency home repair, but it’s not cheap, often running between $1,500 and $2,000. New sewer line installation can go as high as $9,500.


emergency home repair costs


Removing Mold

A major health hazard, mold in homes can lead to an array of health problems in children and adults. Sometimes you are able to do such fixes yourself; there are several mold removal products sold in home improvement stores. Bleach and soapy water can also help. But extensive mold requires an emergency home repair. It can cost over $2,000 for emergency mold remediation.

Foundation Repair

When you see cracks around your home, notice sloping floors, or find that water is pooling around your home and in your basement, the culprit is likely damage to the foundation. These are very expensive, complicated repairs that need immediate attention and frequently cost as much as $12,000.

Get Emergency Home Repair Help with Nevada Title Loans

If you’re facing exorbitant home repair costs, a title loan may help. Nevada title loans are designed to provide relief for financial emergencies such as home repairs. In exchange for your vehicle’s title as collateral, you may qualify for Nevada title loans from Nevada Title & Payday Loans, Inc. of up to $15,000 — and you can keep your car for the duration of the loan.

All you need to do is go online and fill out our Nevada title loans inquiry form. Soon after your submission, a loan representative will give you a call. They will discuss everything you need to know about title loans, go over the required items, and set up the in-person appointment at the nearest Nevada auto title loan store.

From there, it can take as little as 30 minutes to learn if you’ve qualified. If you are approved, we will go over the loan terms and have you finish the paperwork. Once you are done with the application, you can receive your title loan cash that very same day or the following business day.

Learn The Effects Of Home Repairs Today

Several emergency home repair costs can put a giant dent in your finances. It is important you know just exactly how these repairs can affect you in order to properly prepare. And If you’re looking for help with covering the cost quickly and easily, Nevada title loans may be the option you’re looking for. Fill out the online form or give us a call to get started today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.