The Top 5 Emergency Repairs That Require Same-Day Cash
Sometimes, things just go wrong. And unfortunately, all of that costs money. There are emergencies and situations that require attention right now – regardless of if you have the cash or not. These are just five emergencies that require same-day cash.
Emergencies That Cannot Be Ignored
Unsecured Ground Floor Windows
If your ground floor windows have been compromised, then you and your family are at risk. Not only could anyone break in and steal your belongings, but they could also become violent. This, as you might imagine, leads to all kinds of catastrophic problems.
Loss Of Cold Water
To begin with, you might not see that a loss of cold water is an emergency. However, if the problem persists, you and your loved ones won't have anything to drink. This will cause dehydration and, eventually, potentially fatal health concerns.
You need a decent amount of money to make these repairs — hence the need for same-day cash.
Leaking Main Drain
If the main drain is leaking, you are going to be in serious trouble. It's unlikely that you can contain it. Not to mention that it is guaranteed to cause some pretty major damage.
To fix this, you will need to find a lump sum of cash and someone who is willing to make the repairs in under 24 hours – or at least stem the flow until they can make permanent changes.
Related content: The Ultimate Survival Guide To Financial Emergencies
Malfunctioning Toilet
Okay, this only counts as an emergency repair if you don't have any other working toilets in your home.
Thankfully, the repairs on cisterns and the like are rarely expensive – which is a major positive. Plus, it is easy for a professional to fix it.
Dangerous Structures
What do we mean by dangerous structures, you ask? Well, it is anything from precarious chimneys, falling brickwork, or collapsing masonry walls! You don't need to be a genius to realize that there is a very real risk of death and serious injuries if you're living around any of these. We also don't need to tell you that these are costly repairs.
Use Title Loans Or Payday Loans For Quick Cash
If you are dealing with a stressful, unexpected situation, you have two options available to you in Nevada; auto title loans and payday loans. A title loan is a loan that uses your vehicle’s title as collateral. If the title is in your name and is free of prior loans, you can use it as collateral. So trucks, SUVs, cars, and even motorcycles count.
Now, if you don’t have a vehicle in your name, you can still turn to payday loans. These are unsecured loans in that they don’t require any collateral. This loan is designed for when you are in between paychecks but still need money quickly. While neither of these loans can help pay down debt or fix financial issues permanently, they do have a lot of benefits.
The Advantages Of Title Loans And Payday Loans
The first advantage is how quickly you get your cash – if you are approved. Yep, you don't have to wait for your money in an emergency scenario. With title and payday loans, you are handed it within 30 minutes or less!
Another advantage is we will work with any credit score – good or bad. For most loan amounts, your credit does not play a factor in whether you are approved or denied! So if you thought poor credit would prevent you from getting either loan, you were mistaken.
The application process is also a great advantage. Our application for either loan is quick and easy to understand. It all begins by going online and filling out the online form. This form will give us your information and tell us which loan you are going for. After that, you will receive a phone call from a loan representative who will walk you through whichever loan you are going for. They will also let you know what loan required items you must bring for either loan. For title loans, you need: an ID, a lien-free title, and your vehicle for an inspection. For payday loans you need: a blank check from an active account in your name, your most recent pay stub, and your ID.
What Can I Use Title Loans And Payday Loans For?
Well, in this case, you will be using your title or payday loan to pay for your emergency repairs. However, you can use the money to pay for any kind of emergency. Whether you are dealing with a medical emergency that has left you with bills, or you have late utility bills to pay, you can handle them with your title loan or payday loan. It is just a matter of using the money you qualify for wisely. And just remember, these loans are not designed to help with paying down debt or permanently fixing your finances.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.