How Can I Get Financial Help With My Energy Bills?

Electricity bills increased by almost 13% in Nevada, with some residents complaining that their bills have nearly doubled in the last few months. If your budget is already stretched to its limit because of inflation, this can be a significant cause of financial stress. The good news is that you can get help with energy bills in many ways. Keep reading to find subsidies, apply for bill extensions, and raise emergency money quickly.

Where Can I Find Assistance With High Energy Bills?

1. Nevada Energy Assistance Program

This government program provides low-income families with a yearly benefit that goes straight to their utility account. The size of the benefit is calculated according to the size of your household, income, and how much electricity you usually consume.

You can also apply for help with late energy bills. However, you can only avail of this benefit once.

2. The Salvation Army

The Nevada branch of the Salvation Army can help with energy bills and other utilities. To qualify, you should fall within the income criteria and be current with your bills (so, no backlogs that need to be cleared).

If approved, you will receive $65 for 12 months to cover part of your bills. However, the funding is limited, so you may need to wait until a slot opens.

3. Project REACH

This is a program run by Nevada Power for customers who are going through economic hardships and need help with energy bills.

To qualify, you need to show that you have an energy emergency, which they define as uncontrollable circumstances that temporarily affect your ability to pay your current bill or backlog of bills.

You must also be a senior citizen (or 62 years old and above) or have a disability or life-threatening medical condition certified by a licensed doctor. Members of the Reserve or National Guard can also apply.

If approved, you can get a maximum one-time payment of $500. You can only apply for this program once.

4. Nevada Division Of Welfare And Supportive Services

Check your local and supportive services for existing programs that help with energy bills and other immediate expenses (rent, food, childcare, etc.). Each county will have its branch and set of programs. To find out what you qualify for and how to apply, visit your local district office from 8 am to 5 pm.

If your application is approved, the Division of Welfare and Supportive Services will pay directly to your electricity provider. While the amount may not cover the total bill or backlogs, it can help with energy bills.

5. Local Churches And Community Organizations

Some religious organizations or community charities have programs that assist members with urgent, unexpected expenses. While they may have smaller funding than national or state-wide programs, the wait lists are usually shorter, and they may have more flexible criteria.

If you have tried approaching more influential organizations with no success, visit the local churches or community centers to find out if they have programs or can refer you to one.

6. Emergency Payday Loans

Emergency loans may be an excellent way to get help with energy bills if:

• You do not qualify for national or state energy assistance programs.
• You do qualify but are on the waiting list or need time to gather the necessary documents.
• The energy bill is not in your name (i.e., you are just renting the place, and the bill or account is under the landlord or homeowner).
• You need to raise money in one or two days.

At Nevada Title and Payday Loans, Inc., our emergency payday loans process is quick and easy. Applying can take as little as 30 minutes, and you can borrow up to $500 to help with energy bills and other urgent expenses like groceries or medicines.

You can apply for payday loans even if you have a bad credit score or cannot give collateral or security. To get started, you’ll present the following required items:

• Proof of income (such as your latest pay stub)
• A blank check from a checking account in your name
• A valid ID (driver’s license or government-issued ID). You must also be at least 18 years old.

Payday loans are usually due on your next payday. Since you will be giving a post-dated check, you don’t even have to worry about returning to the branch to pay it back.

Discover The Fastest Way To Get Help With Energy Bills!

You can start the process for emergency payday loans with Nevada Title and Payday Loans, Inc. right now. Use our online inquiry form to request a call from one of our loan experts. They can walk you through the process, answer your questions, and book your appointment.

Bring your requirements to the branch to complete your application. It will only take about 30 minutes, and you will get a loan decision immediately. If eligible, you can get your money on the same day or the following business day!

So, click the online inquiry form and take the first step towards claiming your emergency cash today.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.