How To Bury Someone With No Money And Cover Burial Costs

July 7, 2022 | Emma Frost

burying someone with no money  

Having to bury a loved one is never easy. On top of that, funeral expenses can be a huge financial burden. If burial costs have become unmanageable, friends and family members may be able to contribute to the expense. If not, you may qualify for social security benefits, as well as assistance from the state. Additionally, a title loan could help you quickly access financing without the hassle of a traditional bank loan.

Although it will take time to heal from the loss of a loved one, you do have options to ease the burden of an expensive burial. Continue reading to learn more about how to bury someone with no money and trust that you have available options during your family’s time of need.

Ways To Cover Funeral Costs

Ask For The Support Of Your Friends And Family

A funeral is a time for family members to come together, put their differences aside, and work for the memory of a lost loved one. On average, the total cost of a burial runs between $7,000 and $12,000 depending on your location. If you personally cannot cover the cost of a burial, your family may be able to pool money to purchase a cemetery lot, coffin, and headstone.

If your family is not able to raise the necessary funds on your own, you can also try asking friends to help. They will surely be supportive during this difficult time and may be able to offer some sort of contribution. If all else fails, you can try raising funds by creating a GoFundMe page and collecting donations.

Apply For A Social Security Benefit

The Social Security Administration (SSA) provides a one-time death benefit to help with funeral costs. You may be eligible for this benefit if your loved one worked long enough and paid into the social security system.

The death benefit is $255 and is paid to the surviving spouse or child, as long as they are the ones who paid for the funeral. To apply for this benefit, you will need to fill out the SSA’s “Application for a Social Security Card” and submit it, along with a copy of the death certificate, to your local SSA office.

Although the amount is not very much, an additional $255 can help ease your burden and offset some of the total cost. We recommend making the most of it, as it is money your loved one was entitled to.

Apply For State Assistance

Depending on the circumstances of your loved one’s death, as well as your current financial situation, you may qualify for state assistance. In any Nevada jurisdiction, the Nevada Victims of Crime Program will contribute $5,000 to help cover the cost of a funeral for anyone who died as a result of a crime. This is however a highly specific support system, and most families will not qualify.

Nevertheless, if you fall below a certain income bracket, the state may provide support through its indigent burial assistance program. Although it is statewide, the program is overseen by your local county administration and will only cover the cost of a cremation service. Although your loved one may have wished to be buried, cremation is often more affordable, and their ashes can still be entombed.

older woman signing papers

Getting An Online Title Loan

One option you may not have considered is an online title loan. A title loan is a short-term loan that uses your car as collateral to secure funding. Because the loan is secured by a vehicle, you can often qualify for a larger sum of money than you would with an unsecured loan. In Nevada, this could be as much as $15,000, depending on the value of your vehicle.

To apply for a title loan, you will need to fill out an online application and submit it, along with some supporting documentation, including your car title and driver’s license. The title must be lien-free and registered under your name in order to qualify. If approved, we will then inspect your vehicle and make an offer based on its value.

If you agree to the amount, we can then process your loan and transfer funds into your bank account within 24 hours. Compared to traditional bank loans, our service is generally faster and designed to help you make it through an emergency. We recommend it if you are currently struggling to cover burial costs, as it’s a tried-and-true way to secure funding.

Apply For An Online Title Loan Today

A funeral is never easy, especially if your loved one died without insurance or savings. Fortunately, you have options to fall back on. If contributions from your friends, family, and the government are insufficient, contact us today to learn more about online title loans. Nevada Title and Payday Loans, Inc. is here for you in these trying times and can help you lay your loved one to rest.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

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