How to Pay Medical Bills with Title Loans or Payday Loans

January 15, 2021 | Louis Tully

 Man has to pay medical bills

Paying for medical bills can be stressful at the best of times. But it's even worse if you can't scrape the money together when the emergency hits!

So, what can you do when you’re extremely frustrated over no money to pay your bills? The guide on how to pay your medical bills given below will help you find the answer to this question. You will learn your loan options including title loans and payday loans.

Step 1: Assess Your Situation

It's likely that you already know your total medical bill amount, but if not, make sure to find out. Assess your situation: how much money do you have available? How much more do you need? Remember, whether it's a staggeringly high figure or not, title and payday loans can help you pay it off easily.

Step 2: Know Your Options

Option 1: Title Loans

Title loans are incredibly easy to apply for and can give you quick money when you need it most while allowing you to keep your car at the same time!

The advantages of title loans are:

  • You can borrow up to $15,000 to cover mountains of medical bills.
  • You can keep your vehicle while paying off the loan.
  • You can receive your money the same or next business day
  • There are no credit checks conducted
  • The process is quick and easy. It takes just 30 minutes to complete it.

Option 2: Payday Loans

In contrast to title loans, a payday loan amount is usually much smaller. However, it is just the right option if you don't own a car.

Here are the advantages:

  • The process takes around half an hour from start to finish.
  • There are no credit checks conducted. Applicants with all financial backgrounds are considered.
  • All you need is to be 18 years old, have a checking account, a photo ID card, and a recent pay stub.
  • You can borrow up to $500 for paying smaller medical bills.

Step 3: Apply for a Payday or Title Loan

Payday loan emergency money

How to Get a Payday Loan

At a glance, it may seem that getting any loan is a headache. But with payday loans, it’s a whole different story. Here's how it works:

1. Go Online

If you live in Nevada, you don’t need to spend hours looking for a reputable payday loan lender, as we have done the job for you! Nevada Title and Payday Loans is your best option ever!

2. Complete the Form

The application form is easy to find, as it shows up as soon as you open the homepage. It will take you just 5 minutes to complete. The form requires basic information about yourself, and it is kept confidential.

3. Wait for a Representative to Call You

One of the loan representatives will give you a call back to discuss the rest of the process. They will choose the store location closest to you where you will need to bring your documents.

4. Go to The Store Assigned

After the call, you will need to go to your local store that has been chosen. Remember to bring all the necessary documents including your government ID card, your most recent pay stub, and a blank check from your active checking account.

5. Complete the Paperwork

A representative will take a quick look at your required documents and determine the amount you qualify for. When it’s done, you will be helped to complete the rest of the application process. Don’t worry, it will not take too long, and you can be home in as little as 30 minutes with cash in your pocket.

Woman happy with title loan

How to Get a Title Loan

The process is very similar to obtaining a payday loan. However, the list of required documents is slightly different, plus, you need to be a car owner.

1. Go Online

Being one of the best loan lenders in Nevada, we also offer title loans. So, you don’t need to surf the web for auto title loans in Nevada. Neither do you need to drive around looking for a title loan center. Just click the link provided, and it will take you where you need to be.

2. Fill up the Application

Just like with payday loans, the first step in acquiring a title loan is filling up the online application form on the home page. Provide some basic information about yourself and move on to step 3.

3. Wait for a Call

Once you have submitted the form, make sure you keep your phone at hand. A representative will call you shortly to discuss the process. This will be a good time to ask questions and make sure you understand what needs to be done. The rep will also let you know which documents you need to bring in.

4. Go to Your Nearest Location

Next, you need to drive to your closest Nevada Title and Payday Loans store location. Make sure you bring your driver's license (or another state-issued ID card), your vehicle, and your lien-free vehicle title.

5. Complete the Paperwork

When you arrive at the shop, a representative will examine your vehicle and take a look at your paperwork. This will only take a few minutes.

6. Get Your Money

After having your car inspected, the rep will determine if you qualify for approval. If you do, you can get your money on the same day.

Step 4: Pay Your Medical Bills

As soon as you receive your money through a payday or title loan, you'll be able to pay off those bills with no problem. It's as simple as that, and there’s no longer a need to puzzle over how to pay medical bills!