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Nevada Title Loans: An Option to Consider When All Other Options Fail

January 25, 2020 | Mason Roberts

 

A vehicle title loan, also known as a title pawn in various states, is a form of short-term loan that can provide you with quick cash. Nevada Title and Payday Loans, Inc. is always ready to help you out of a bind. Wherever you find yourself in the area, you can simply find the location nearest to you and get your money the same day depending on how you want your funds delivered. If you've tried to get a loan elsewhere and have had some trouble getting approval, then a vehicle title loan may be the right option for you. While other loans might require a bank account, you can get approval for a title loan with or without one.

Advantages of Vehicle Title Loans

Certain forms of credit like getting a credit card and bank loans can be difficult to get approval for. Even with approval, you may find yourself waiting days or weeks to get your funds. The most significant advantage of a car title loan is the speed in which your funds are delivered. Nevada Title and Payday Loans, Inc. provides you with two options when it comes to applying. You can either do most of the process online or go in-store to complete the application process.

The fastest and most convenient option is to simply find your nearest loan location. We provide numerous stores around the Nevada area that can be conveniently located by simply following this link to our locations page. After selecting your nearest location, it’s as simple as bringing the necessary documents and the vehicle to the store. Besides having the necessary documents like the vehicle title, you must also have full ownership of the title. That means there can be no liens on the vehicle.

Reason Why Getting Other Loans is Difficult

Other loans typically require more forms of information that cr title loans. Bank loans can provide a lot of money but are much harder to get approval for. Banks intend these forms of credit to be more long-term and for other uses like debt consolidation. The main reason you'll be denied approval for either of these forms of credit is because of a lack of credit history or a low credit score. Unless you have time to spend months raising your credit score, you will most likely not get a payday or bank loan. Getting approval does not need to be a stressful guessing game. If all other options fail, then a title loan allows individuals to use their car to get cash.

What Can I Use my Funds For?

Getting a loan can be a big decision that helps your financial situation. You can use your funds for whatever you want but certain common reasons including unforeseen debts or charges. Besides that, there can be numerous reasons you need cash as soon as possible such as:

  • Home or vehicle repairs
  • Medical emergencies
  • Avoid late fees and additional charges

Home or Vehicle Repairs

A common reason to get a vehicle title loan is for home or vehicle repairs. If your family relies on multiple vehicles and one requires immediate repairs, then a title loan can help you get those repairs done as soon as possible. Since you get to keep your car during your loan, you do not have to worry about not having access to one of your vehicles. Home repairs can be equally as important. If you have sliding glass doors, replacing a broken one can cost hundreds of dollars. Rather than leaving an ugly tarp up covering a hole in your home, you can instead get a loan and hire someone for repairs immediately.

Medical Emergencies

Medical emergencies are something most people do not consider every day. All it takes is a non-attentive driver to miss a stop and potentially injure someone. If you are now stuck with expensive hospital bills or require funds for medication or treatment, then getting a loan may be your best option. Not getting proper treatment can lead to more expensive issues in the long run. Avoid skipping out on beneficial treatment or medication by ensuring you have the funds with a title loan.

Avoid Late Fees or Additional Charges

If you find yourself behind some old debts, then you may end up with additional charges or late fees. In order to avoid paying even more, you can get a title loan to cover the amount. This gives borrowers extra time by allowing them to lay off upcoming bills, avoid late fees, and relay their title loan at a later date. Late payments can impact more than your wallet. If a debt is linked to your credit report, then even being a day late can negatively impact your score.

Nevada Title Loan Requirements

Getting a vehicle title loan in Nevada is easier than ever. You do not need a driver's license or even a bank account to get your funds. Borrowers only need to bring their vehicle title, the vehicle itself, and a state's valid form of ID. Valid forms of government ID can be a driver's license or even a State ID. You can also contact a representative online or by calling your nearest store for questions on other forms of a valid ID. When compared to the credit limitations of other loans, it is clear that a vehicle title loan is the most accessible and quickest for car owners.

Get Approval for a Loan Today at Nevada Title Loans

Struggling to get a loan or find one that can deliver you $300 to $15,000 same-day? Then getting a title loan is the best option to consider. Depending on the worth of your car, you can receive funds that can go towards improving your financial situation either same-day or the next bank day. If all other options fail, then you can always turn your vehicle into cash today.