NV payday loan requirements

The NV Payday Loan Requirements You Must Remember

A Nevada payday loan is a type of short-term loan that helps bridge the gap between paychecks when you need emergency help. When you come to Nevada Title and Payday Loans, Inc., you can get up to $500 – and we’ve made sure our process is simple! Unlike traditional bank loans, you don't have to worry about meeting tons of requirements.

In fact, you only need to be at least 18 years old, have proof of income, and bring a blank check to your appointment. While we’ve made it simple, you do need to remember these requirements before beginning the process. By remembering these requirements, you are setting yourself up in the right position to get through our process quickly so you can find out if you’ve been approved.

You Need To Remember These Nevada Payday Loan Requirements

Despite having very few requirements at Nevada Title and Payday Loans, Inc., it's still worth remembering them before trying to get a payday loan in Nevada. That way, you can rest easy knowing you have everything you need when you show up for your in-person meeting with our representatives. Here is a breakdown of everything you need for an NV payday loan.

1. Be At Least 18 Years Old

To get any loan in Nevada, you must be 18 years of age or older. This is no exception when it comes to payday loans. We ask that you prove your identity to us by showing us your driver’s license. However, if you don’t happen to have your driver’s license, you can instead use a photo ID that was issued in the state of Nevada to prove your identity.

2. A Source Of Income

The second item you need for an NV payday loan is proof of your income. We need to ensure that you can repay the loan, so your income allows us to do that. When it comes to proving your income, we ask you to bring in your most recent pay stub. The amount shown on your wages will influence the amount of money you can gain approval for.

3. A Blank Check From Your Checking Account

The third item we ask for when you want an NV payday loan is a blank check from your active checking account. You can’t qualify for this loan at all if you do not have an active checking account in your name. If you can’t provide the blank check or you don’t have a checking account, it might be worth looking at another loan like a title loan – which we also offer here.

payday loan Nevada requirements

Who Can't Get A Payday Loan?

When it comes to what you need to get a fast payday loan in 30 minutes or less, it is important you know what kind of person can and can’t get this loan. Essentially, anybody can come in and find out if they can get an NV payday loan. However, just like with any loan, there is always a chance you’ll be denied. It is worth it to know what kind of person usually can’t qualify for this loan. Check out some of the reasons you could be denied below:

  • You cannot prove your income.
  • You already have an outstanding payday loan.
  • You do not have a United States of America citizenship.
  • You are younger than 18 years old.
  • You do not have an active checking account.

How To Use These Requirements To Get A Payday Loan In Nevada

Now that you know the requirements and what kind of person can qualify for this loan, all you have to do is get started. Luckily, our process begins right online, and only takes 30 minutes for you to find out if you are approved and for how much! And if you are approved, you’ll get the money on the same day or the next bank business day. Here is our step-by-step process now:

  1. Complete the online form found right on our website accurately to get us your contact information.
  2. Once we get your information, we will give you a call to talk you through the requirements and the rest of the process.
  3. Head to your nearest Nevada payday loan location for the appointment. Make sure you have the items with you.
  4. We will analyze your documents to determine how much you qualify for and if you qualify for approval.
  5. If you are approved, all you have to do is sign the paperwork. You receive the money either on the same day or the next!

payday loan Nevada form

Secure Your NV Payday Loan Right Away!

As long as you have the required items, you can get through the payday loan process in Nevada. Once you have the quick cash, you can cover emergency expenses like medical bills, veterinary treatments, emergency travel costs, or home repairs. If you have collected your documents, complete our online form now and we'll get back to you as soon as we receive your information. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.