See If You Qualify For Quick Cash Today Near Carson City, NV
If you’re looking for fast cash in or near Carson City, then you might want to consider taking out a title loan offered by Nevada Title and Payday Loans, Inc.
Though there are a few requirements that you would have to meet, qualifying for such a loan might be a lot easier than you think. Keep on reading to find out exactly how to get approved for the much-needed cash.
What Are The Requirements For A Title Loan?
You Must Be Over 18
When taking out a title loan, you would be asked to provide a state-issued photo ID or your driver’s license. The document would be used to verify your identity and the fact that you’re over 18 years old.
It is illegal for minors to take out a loan in the absolute majority of cases.
You Must Own The Car Outright
Over 100 million Americans have a car loan, and, unfortunately, if you’re one of the individuals who are still making payments on their vehicle, you will not be able to qualify for a title loan.
To get approved, you have to provide a lien-free title to the car. Your title becomes clear only once you manage to pay off your car loan.
To obtain such a title, you would have to take care of any outstanding debts and get a lien release from the creditor.
The Title Must Have Your Name On It
The car’s title should also have your name on it. If it doesn’t, you can get the document transferred by paying a visit to your local DMV but do bear in mind that it might take the department about a month to complete the transfer.
If your name is not the only one on the title, you are left with two options:
- In case there is an ‘or’ between the names, you can typically take out a loan like you normally would without providing any additional documents.
- If there is an ‘and’ between yours and someone else’s names, you would have to get the other person’s permission to take out a title loan and use the title as collateral.
Do You Need To Have Good Credit?
If you are over 18, you own your car outright and the title has your name on it, the chances of you qualifying for a loan would be quite high…even if you have bad credit!
As a title loan is a secured loan, the lender would typically be willing to consider any credit situation.
For most loan amounts, even bad and non-existent credit is welcome, so don’t let a lower-than-average score prevent you from getting the money that you need.
Do You Need To Provide Proof Of Income?
You would usually be asked to provide your ID, lien-free title, and the actual vehicle for inspection. That’s it!
Simply ensure that you will be able to make the necessary payments on time and that you earn enough to afford them.
By the way, you do not need to have a checking out to take out a title loan.
How To Get Up To $15,000 Today?
With Nevada Title and Payday Loans, Inc., you might end up getting the money that you urgently need the same or the following bank day.
To get started, all you would have to do is complete a short inquiry form. After that, you will be contacted by one of our friendly representatives who will get your questions answered.
You would then be asked to arrive at one of our store locations with the required items. In only around 30 minutes, you might find out if you qualify and for how much. After the necessary paperwork has been completed, you will be told how you can receive the loan amount.
The sum would depend on the value of your vehicle. The maximum you can obtain with our title loan is $15,000. By the way, you’ll get to keep the car while repaying, which is a huge advantage.
Where Is The Closest Store Location?
We have over a dozen convenient store locations set up across the state of Nevada. This means that no matter where you are, you won’t have to drive too far to get the cash that you need.
Find Out If You Qualify For Quick Cash!
If you’re searching for a title loan in Carson City, look no further! Our specialists at Nevada Title and Payday Loans, Inc. will do everything they can to help make sure that you receive your emergency cash as soon as possible. Our requirements are incredibly simple, and we welcome all types of credit.
No matter what time it is and where you are at the moment, you can get the process started right now. Complete our inquiry form, and we’ll help turn your car into cash!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.