auto title loans reno nv

What Are The Basic Requirements To Get Auto Title Loans in Reno, NV?

Do you have emergency expenses that you cannot handle alone? You can turn to auto title loans Reno, NV for help. Do you want to know the basic requirements to get auto title loans in Reno, NV? Here is what you need to learn about what exactly you’ll need and what to do if you don’t meet the minimum requirements for auto title loans.

What Are The Requirements For Auto Title Loans Reno, NV?

In order to qualify for auto title loans Reno, NV, you need three items: a driver’s license or state-issued ID, a lien-free title to your vehicle in your name, and your vehicle for inspection. You do not need phenomenal credit or employment to apply for auto title loans Nevada. Here is some more info about the requirements and how they are used for an auto title loan in Reno.

Driver’s License Or State-Issued ID

The first thing you will need for auto title loans Reno, NV is a driver’s license or state-issued ID. This item is used to confirm your identity and age. You will need this item to apply for any type of loan, not just auto title loans. If you have a vehicle, you likely can check this requirement off the list!

Lien-Free Title

Auto title loans use your vehicle’s title as collateral. Naturally, you need a title in order for it to be used as collateral. You can’t just use any title, though. The title must be in your name and it must be without any liens. If the title does not meet these requirements, it is useless for the purpose of an auto title loan.

Your Vehicle

The amount you are loaned is dependent on the value of your vehicle. So, you must have the vehicle in your possession and bring it to the appointment for a physical inspection. It’s a good idea to detail the car and get any issues fixed before the inspection to hopefully raise the value of your vehicle.

What If I Don’t Meet These Requirements?

If you don’t meet the requirements above, you must either do some work so that you do meet them or select a different loan type entirely. Here are some ways that you can fit the requirements if you don’t already:

  • Don’t have an ID? Get a driver’s license or government-issued ID from your local DMV. You will need to do this, regardless of the type of loan you apply for.
  • The title isn’t in your name? Get the title transferred to your name. You will need the seller or owner to sign the paperwork first.
  • The title has an outstanding lien on it? Wait until the lien is removed or opt for another loan type instead from us.
  • You don’t have the vehicle? Wait until you have possession of the vehicle or opt for another loan type instead from us.

If you cannot meet the requirements, you will need to look for another loan instead. Although title loans are an option for many people, there are other short-term loan options for individuals that don’t meet the requirements for an auto title loan. Loans like payday loans or installment loans don’t require a vehicle or title, but they require an active checking account and employment instead.

Is Good Credit Required For Auto Title Loans Reno, NV?

If you are interested in auto title loans Reno, NV but have a bad credit score, don’t worry. There is a reason that we did not list a good credit score as one of the requirements. Here at Nevada Title & Payday Loans, Inc., we welcome all credit types, including both good and poor credit. So don’t worry about your credit automatically disqualifying you.


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Step-By-Step Guide To Applying For Auto Title Loans Reno, NV

If you meet the requirements above for an auto title loan, you can begin the process of getting an auto title loan today. We make it easy to begin the process and apply for an auto title loan in Reno. Here is what you’ll need to do:

  1. Fill out the online form on our homepage.
  2. Wait until a representative calls you from our nearest auto title loans near me in Reno, Nevada.
  3. Set up an appointment with the representative.
  4. Meet with the loan representative to inspect your vehicle and evaluate your eligibility.
  5. Get the money you need as soon as the same day or the next business day if approved.

For Step four, don’t forget to bring your ID, lien-free title, and vehicle to the inspection. If you don’t bring these things, you can’t prove that you are eligible for the loan. The loan representative will inspect all of your items to determine if you qualify for a loan and how much your vehicle is worth.

Get Started With Auto Title Loans in Reno, Nevada Today!

You can get started with Auto Title Loans Reno, NV today. Just by filling out our online inquiry form, you can set up an appointment with the nearest Reno location quickly and efficiently. There, you will formally begin the process of applying for a Reno auto title loan!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.