woman thinking about requirements for title loan

What Documents Do You Require To Apply For An Auto Title Loan?

When you need to borrow money quickly, you can apply to Nevada Title And Payday Loans, Inc. The process is quick, allowing you to get the cash you need if approved. However, you must understand the auto title loan requirements first.

The two documents you need for the process are your identification and a lien-free title to the vehicle. The car's title must be in your name and free from judgments or loans. More specifically, you'll need a driver's license or identification issued by the state.

This quick guide will walk you through the necessary documents for this process. As you read to the end, you'll understand why those documents matter and how you can ensure the auto title loan process goes smoothly.

Here’s What You Need To Apply For An Auto Title Loan

Applying for one of these loans is relatively easy, but there are a couple of documents that you must have to begin the process. Always prepare them beforehand and ensure everything is in order so your application isn't delayed unnecessarily. Here are the two documents you need to begin the process:

1. Identification

One of the first and most crucial of the auto title loan requirements is valid identification. That way, it's easy to verify that you are indeed who you say you are. In this case, you'll need either a driver's license or an identification issued by the state. Both are good enough to confirm your identity so the process can proceed.

2. Lien-Free Vehicle Title

The second document you need as part of the auto title loan requirements is the title to your vehicle. This is another crucial document for the application, as it will serve as collateral for the loan you're taking out.

man considering auto title loan requirements

There are two things you must know regarding that vehicle title:

  • It must be in your name: The vehicle title must be in your name and no one else's. If someone else's name is on it, you must go to the DMV and transfer it to your name before applying for the loan.
  • It must be lien-free: The car title must also be lien-free (or 'clear'). That means the car must be yours outright without any judgments against it or outstanding loans.

If your car title meets those two requirements, you can use it to proceed with the application process. Remember, you only use the title as collateral to apply for the loan. That means you still get to keep and use the car even if your application is approved.

Do I Need Anything Else To Apply For An Auto Title Loan?

Auto title loan requirements are minimal compared to many other kinds of loans. However, the two documents you read about earlier are just some of what you need for the application.

Besides those documents, you must bring the vehicle to the closest store where you'll be submitting your application. This part of the process will affect how much money you can borrow through the loan.

You must bring the vehicle with you for an inspection. It will take a little time, but it's necessary because it helps the representative determine how much money you qualify to borrow.

I Have The Necessary Documents And Car—What’s Next?

If you have the required documents and your car ready to go, you can begin the process of getting an auto title loan. Here’s how it works.

  1. Fill out the online inquiry form to get the process started.
  2. Shortly after you submit that form, a loan representative from the nearest store will call you. They'll confirm that you have the necessary documents and car ready so they can make an appointment to meet you.
  3. Remember: the loan representative is there to help you too. They'll walk you through every step of the way and answer any questions you might have. If you have a concern or don't understand anything, they'll be happy to help you!
  4. Next, bring the documents and the car to the Nevada Title and Payday Loans, Inc. location nearest to you. The representative will verify the documents and inspect your vehicle to determine how much you qualify to borrow.
  5. After the application is complete! If approved, you'll receive your cash quickly on the same or the next business day.

man in car used for car title loans

Get Started Now!

You can start immediately after you understand the auto title loan requirements and the documents involved. You'll want to answer the loan representative's call when it comes in! When ready, fill out the Nevada Title And Payday Loans, Inc. online inquiry form and keep your phone near.

Remember to provide your information as accurately as possible when the time comes. That will help you avoid any unnecessary delays and help you complete the application quicker. If you need urgent cash to address a financial emergency, fill out our online inquiry form to begin the auto title loan process today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.