Nevada woman thinking of payday loans

Can I Get A Nevada Payday Loan If I Already Have One?

Getting a payday loan from Nevada Title And Payday Loans, Inc. is quick and straightforward, especially if all the required items are ready. But what if you already have one? Can you still apply for a Nevada payday loan?

Yes, you can still apply for a Nevada payday loan even if you already have one in the state. Just be sure to prepare all the necessary documents, including your ID, a blank check from your active checking account, and your last pay stub.

Read through the rest of this quick guide for everything you need to know about getting a payday loan from Nevada Title And Payday Loans, Inc.

How Can I Get A Nevada Payday Loan If I Already Have One?

Yes, applying for another Nevada payday loan is possible even if you already have one elsewhere. Of course, you must first meet all the basic requirements before starting the application process.

But suppose you’re unsure about the application process, its requirements, or whether or not you can get another loan. In that case, you can contact the nearest Nevada Title and Payday Loans Inc location and speak to a representative. The representative will address any questions or concerns and advise you further.

man wondering about Nevada payday loan

What Do I Need To Apply For A Payday Loan?

As you read earlier, you must understand what’s necessary to apply for another Nevada payday loan. Thankfully, the requirements for a payday loan with Nevada Title and Payday Loans, Inc. are straightforward. Here are those requirements:

  • You must be at least 18 years of age
  • You’ll need to provide state-issued identification or a driver’s license
  • You must provide your latest pay stub as proof of income
  • You must have an active checking account in your name and provide a blank check from that account

Satisfying these requirements means that you can fill in the form and apply for another payday loan.

Can I Apply For A Payday Loan If I Have Bad Credit?

You don’t need perfect credit to apply for a payday loan. So regardless of whether your credit is good or bad, you can complete and submit your application! We welcome borrowers from all credit backgrounds to apply for the loan.

How Long Does It Take To Get Another Payday Loan?

You can get another payday loan pretty quickly. The in-person part of the application process can take as little as 30 minutes to complete. Then, if your application is approved, you could have the money as early as the same day or by the next business day. Of course, there are a few things you can do to keep the application process running as smoothly as possible. Those things include:

  • Providing accurate information and checking it before submitting any forms
  • Keeping your phone near and answering it when the loan representative calls you
  • Organizing the necessary documents ahead of time (e.g., your ID, pay stub, and blank check)
  • Clarifying anything you’re unsure about by asking the representative questions

These simple steps can help you avoid unnecessary delays and save time during the application process.

When Do I Repay My Payday Loan?

If you get another Nevada payday loan, it’s typically due when you receive your next paycheck. Of course, loan terms and conditions might vary. So be sure to consult the loan representative and check the terms and conditions in your loan agreement. You’ll find all the information you need there.

man with cash from unsecured loan

How Do I Apply For A Payday Loan?

Once you have everything you need, you can start by filling out the online form for a Nevada payday loan. Again, check that your information is accurate before submitting the form, especially your phone number.

That’s because a representative will call that number soon after you submit that form. They’ll explain the application process and ask you to bring your documents to the nearest Nevada location.

Once there, they’ll verify all of your required items and guide you through the final steps of the application process. Some simple paperwork will be involved in those last steps before you complete and submit your application.

After that, all you have to do is sit back and wait for a decision. If your application is approved, you can get your money quickly, on the same or the next business day. Remember to read the terms and conditions on your loan agreement so you’ll know when and how to pay it back.

Get Started Now!

Now that you know everything about getting a Nevada payday loan from Nevada Title And Payday Loans, Inc., all that’s left to do is to get started. All you have to do is fill out the online form and prepare the required items!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.