Title Loans up to $15,000

Payday Loans up to $500

Signature Installment Loans up to $1,250


5 Tips to Spring Clean Your Bank Accounts

Spring is almost here, and that means it’s time to clean your house. For many of us, this will entail switching out the décor for a fresh spring look, cleaning the windows and the floors, and getting rid of all the dust, dirt and grime that accumulates over the long winter months. With all this cleaning going on, it’s also an ideal time to give your finances a good going over.

There is no better time than the annual spring cleaning to dive right into your money matters and get a better idea of where you stand from an economic perspective. It only takes a few hours to get your financial house in order, and these simple steps will help make it a breeze.

Examine Your Monthly Bills

Make it a habit to closely scrutinize your monthly bills and bank statements. You may find that you are paying for services you no longer use or want, especially services that automatically renew. Most people’s interests and priorities change as the years pass, so it is quite possible that memberships you once used frequently are no longer a part of your daily routine. If you have been working out at home but still pay for a membership at the gym, now is the time to cancel it, along with any other services that you are not currently using.

Develop Better Saving Habits

The long and chaotic days that keep us busy and preoccupied with children, work and sometimes even a second job, can make it challenging to stay on top of everything. So, why not give yourself one less thing to worry about? Make the commitment to your financial future and start an auto draft to automatically transfer money from your checking account to a retirement fund, your kid’s 529 account or emergency fund. Being proactive about your future is guaranteed to reduce the stress in your life.

Track Your Expenses

Keeping track of your expenditures can be a tedious undertaking, but also a very necessary part of maintaining a healthy budget. You should always know exactly how much money you have coming in each month, and how much is being paid out. If you are already in the habit of tracking your monthly expenses, but do not have a budget in place, now is the time to create one. By limiting your spending and putting together an emergency fund, you won’t need to rely on credit cards or a payday loan for an unexpected expense pops up.

Don’t Stop Learning

You know the saying, “knowledge is power?” That has never been more true than now, because in this day and age, your level of success in life is often tied to your ability to stay current and adapt in an ever-changing world. So, why not commit to reading more this spring? Find yourself a book that can help you gain a better understanding of the world of finance. This could be the first step in learning how to invest and save more money than you thought possible.

Make Progress

Since spring is a time of renewal and fresh starts, the most important part of your financial spring cleaning is to make positive changes. Whether you want to clean up your bank account or fix your budget, “there ain’t nothin’ to it but to do it.” Don’t hesitate. Dedicate the time and effort you need to live a healthy financial life today, and reap the rewards in the future.