Need Holiday Cash Now? Here’s How To Find It
December 2, 2020 | June Mckaig
“Dear Santa: Can I have some money?” If only it were that easy to raise holiday cash! But although we can’t run to St. Nick, there are other ways to get money to spend for the holidays or for any situations that pop up unexpectedly. It just depends on how much you need, how you will use it, and your financial situation.
Use These Tips To Find Extra Cash This Holiday Season
Perfect Tips If You Need A Little Extra Spending Money
Eyeing the big Sephora sale or the huge Black Friday discounts on the laptop you’ve wanted for a really long time? You can earn that money by checking for any part-time jobs. You could also have a garage sale or even start a holiday home business like selling cookies. If you can’t find any jobs in your neighborhood, try going online. There are freelance sites where you can apply as a virtual assistant, translator, customer service representative, writer, graphic artist, and more.
You should also avoid going into debt for luxury purchases. While big gifts are a nice gesture, it isn’t always the right move for you financially. Instead, plan ahead. Calculate how much you need then how much you need to earn each month to reach that number. Working for these items can actually increase your sense of fulfillment and the satisfaction you get when you finally have it.
Use Payday Loans If You Need Something To Tide You Over
You may have come up with a holiday budget to cover all your necessary expenses. But there are times when you ran into an unexpected obstacle and things get tight. Maybe there was an unexpected medical emergency or some other situation. You’re confident that you can handle the costs, but you just need a way to stretch what you have until your next paycheck arrives.
This is where a payday loan in Nevada can help. This is a short-term loan that bridges the gap between paychecks. This loan is short-term because you usually pay it back when your next paycheck comes in; of course, if you run into issues our loan associates can work with you. You also have the option of refinancing your loan – but that is something you should discuss with your loan associate to learn more about that.
Payday loans don’t require you to have a high credit score, and you don’t have to submit a lot of documents. This loan is one of the most convenient ways to raise cash in a short amount of time to handle emergencies that need your immediate attention.
Related content: How To Prepare For Thanksgiving On A Budget
Use Title Loans If Have A Bigger Emergency
Worried about medical expenses, hospital bills, and major house and car repairs? These are large expenses that, unfortunately, you cannot delay paying. You need to raise money now, and you don’t have the time to go through a lengthy loan application process.
One option you have available in Nevada is to get a title loan. This loan allows you to borrow money using your vehicle’s title as collateral. You can use any vehicle you own – either a car, truck, motorcycle, SUV, or RV. You just need to make sure the title is in your name alone and is free of prior loans or liens.
You can continue to use the car while you are paying off the loan. As for the amount you can borrow, that depends on the value of the vehicle based on its model and condition. This means we will conduct a quick inspection to determine your vehicle’s condition and value.
Benefits Of Both Payday Loans And Title Loans
When it comes to either loan, there are so many benefits you have to know about.
Both our title loans and payday loans have very few, easy required items. A title loan asks for a car title, your driver’s license or photo ID, and your vehicle for inspection. A payday loan requires you to have your most recent pay stub, your photo ID, and a blank check from an active checking account that is in your name.
Unlike traditional loans, your credit score does not play a role in your chances for approval for either loan! So if you have a bad credit score or have no credit history at all, don’t stress out. Your application won’t automatically be turned down due to credit. Both loans are considered fast loans, which basically means that, once you are approved for either loan, you will receive your cash.
And the final benefit is the ease of either loan application process! You can actually begin by filling out our online form! Just make sure you let us know which loan you are going for.
How To Get Either Loan In Nevada
As I said, our process for either loan is fast, easy, and convenient. Here is a quick breakdown of what you can expect after you submit your online form:
- Wait for a loan associate to give you a call. The loan rep will go over the necessary items you have to bring with you and answer any of your questions.
- Head over to a title loan center all around Nevada to finish.
- We will go over your necessary items, see if we can approve you, and discuss the terms in detail.
- Please do not forget the required items for either loan. You’ll need your ID, vehicle title, and vehicle for title loans. For payday loans, you’ll need your ID, blank check from an active checking account, and your most recent pay stub.
- For a title loan, we will have to do a vehicle inspection to determine how much you qualify for.
- If approved, you can walk out with the cash you qualify for. That's all there is to it!
Earning some extra money doesn’t have to be an impossible task this holiday season. Whether you need extra spending money for holiday festivities or an emergency pops up, these tips can help you out.